When you enter retirement, you may actually need to pay more for health insurance than what you pay when you're working. The costs of healthcare can add up fast. The Center for Retirement Research at Boston College estimates out-of-pocket medical expenses—including Medicare premiums—for retirees at $4,300 per year for an individual and $8,600 for a couple. And that doesn't include long-term care, if that becomes necessary. That's why your retirement budget needs to include a practical estimate for health care expenses and a strategy to cover them. 

At McNichol Financial Group, the diverse financial skills and focus of our financial professional network allows us to provide integrated financial management to all our clients. 

We know all individuals have their own special circumstances, just as you have a unique set of goals and concerns. We are here to address most of your financial needs with thoughtful and innovative planning strategies. You Live for Today While We Plan for Tomorrow!